Privacy Policy
1. Introduction
Mercury Payments Services LLC (“Mercury”, “we”, “our”, or “us”) respects your privacy and is committed to protecting personal data in accordance with applicable laws and regulatory requirements.
This Privacy Policy explains how Mercury collects, uses, processes, and protects personal data when individuals interact with our corporate website, communicate with us, or otherwise engage with Mercury.
Mercury is a company incorporated in the United Arab Emirates and operates payment services and financial technology platforms, including services offered under the Shukria brand.
Note: Shukria is a trading name and payment services platform operated by Mercury Payments Services LLC, a company incorporated in the United Arab Emirates and licensed by the Central Bank of the UAE under the Retail Payment Services Regulation.
Where Mercury provides regulated payment services, personal data may also be processed in accordance with applicable regulatory requirements including:
- UAE Personal Data Protection Law (PDPL)
- Central Bank of the UAE (CBUAE) regulatory requirements
- Payment scheme and industry security standards
By using this website or interacting with Mercury, you acknowledge the processing of personal data in accordance with this Privacy Policy.
2. Definitions
Mercury
Mercury Payments Services LLC.
Shukria
A payment services platform and brand operated by Mercury Payments Services LLC.
Personal Data
Any information relating to an identified or identifiable natural person.
Processing
Any operation performed on personal data including collection, storage, use, disclosure, or deletion.
Website
Mercury’s corporate website and related digital platforms.
3. Scope of this Policy
This Privacy Policy applies to personal data collected through:
- Mercury’s corporate website
- enquiries or communications with Mercury
- business relationships with vendors or partners
- recruitment and employment applications
- general interactions with Mercury representatives
This Privacy Policy does not replace privacy notices that may apply to specific products or services, including those offered under the Shukria platform.
4. Personal Data We Collect
Mercury may collect and process different categories of Personal Data depending on the nature of the interaction with our website, business activities, or communications with us.
The information collected is limited to what is reasonably necessary to respond to enquiries, manage business relationships, support recruitment activities, maintain website functionality, and comply with applicable legal or regulatory requirements.
4.1 Contact Information
- Full name
- Email address
- Telephone or mobile number
- Business or correspondence address
- Country or location information
- Preferred method of communication
4.2 Business and Professional Information
- Employer or organisation name
- Job title or role within the organisation
- Business contact details
- Department or functional role
- Information relating to the nature of the business relationship
4.3 Technical and Usage Information
- Internet Protocol (IP) address
- Browser type and version
- Operating system and device type
- Device identifiers
- Website pages visited
- Date and time of access
- Referring website
- System logs
4.4 Communications Information
- Information provided through enquiry forms
- Customer service requests
- Feedback or complaints
- Email correspondence
- Records of discussions
4.5 Recruitment Information
- CV or resumes
- Employment history
- Educational qualifications
- Professional references
- Applicant contact details
- Interview communications
5. How We Use Personal Data
5.1 Responding to Enquiries
- Responding to requests for information
- Addressing contact form submissions
- Responding to partnership enquiries
- Communicating follow-up information
5.2 Business Operations
- Managing business relationships
- Corporate communications
- Maintaining records of interactions
- Supporting administration and governance
5.3 Recruitment
- Reviewing applications
- Assessing qualifications
- Communicating with applicants
- Reference checks
- Recruitment record keeping
5.4 Website Administration
- Monitoring website performance
- Analysing traffic patterns
- Resolving technical issues
- Improving usability
- Maintaining system integrity
5.5 Legal and Regulatory Compliance
- Responding to regulators
- Legal reporting requirements
- Compliance and audits
- Maintaining regulatory records
5.6 Security and Fraud Prevention
- Detecting cyber threats
- Monitoring system access
- Identifying suspicious activity
- Protecting digital infrastructure
6. Sharing of Personal Data
Service Providers
Third-party providers supporting hosting, IT infrastructure, cybersecurity and system maintenance.
Professional Advisors
Legal counsel, auditors, consultants and other professional service providers.
Regulatory Authorities
Government bodies or law enforcement when required by law.
Business Partners and Vendors
Limited sharing for operational and partnership purposes.
7. Cookies and Website Technologies
- maintaining website functionality
- analysing website traffic
- understanding visitor behaviour
- improving user experience
8. Cross-Border Data Transfers
Personal Data may be processed or stored outside the United Arab Emirates where Mercury engages service providers or infrastructure located in other jurisdictions.
9. Data Security
- encryption technologies
- access control systems
- network monitoring
- security testing and reviews
10. Data Retention
Mercury retains Personal Data only as long as necessary for operational, legal, or regulatory purposes.
11. Your Privacy Rights
- request access to Personal Data
- request correction of inaccurate information
- request deletion where legally permitted
- object to or restrict processing
12. Third-Party Websites
Mercury’s website may contain links to external websites that are not operated by Mercury.
13. Contact Information
Mercury Payments Services LLC
Email: info@mercury-pay.com
14. Changes to this Privacy Policy
Mercury may update this Privacy Policy from time to time to reflect legal or operational changes.
