Managed Services
Built for Sovereignty. Trusted by Central Banks.
Full-stack infrastructure, operations, and advisory for domestic card schemes and national payment switches.
Research & Advisory
Shape your payment strategy with insights grounded in local realities and global best practices.
Market Sizing & Opportunity Assessment
Evaluate demand and identify key levers to guide scheme design.
Go-to-Market Strategy & Pricing
Tailored approaches aligned with domestic infrastructure and adoption patterns.
Ecosystem Mapping
Surface key players, partners, and integration points for nationwide interoperability.
Regulatory & Technology Advisory
Ensure compliance with central bank standards and global frameworks.
Risk Planning
Embed resilience and long-term operational stability into your scheme from day one.
Program Management
Ensure seamless execution, from kickoff to rollout, with centralized oversight and full lifecycle support.
End-to-End Governance
Manage timelines, milestones, and stakeholder alignment.
Vendor Coordination
Oversee third-party deliverables, integrations, and SLAs.
Onboarding & Certification
Support issuers, acquirers, and processors through setup and approval.
Reporting & Tracking
Maintain visibility through structured dashboards, operational KPIs, and audit-ready records
Issue Resolution
Drive adoption with structured programs, built-in QA, disaster recovery, and smooth issue resolution.
Technology Platform
Deploy a modular tech stack tailored for domestic schemes, scalable, secure, and future-ready.
National Switch Architecture & Core Modules
Power transactions with clearing, settlement, reconciliation, and back-office systems.
Security & Risk Systems
Tokenization, fraud monitoring, and rule-based billing built for compliance and control.
Onboarding Simulators
Test and certify member banks and processors with simulated issuer/acquirer environments.
Infrastructure & Integrations
Set up secure local or cloud environments with robust infrastructure, seamless e-commerce and API gateway integrations.
Scheme & Compliance
Build a fully operational, regulatory-aligned card scheme, with the frameworks, rules, and tools to ensure interoperability & trust.
Scheme Design
Define operational rules, EMV specs, and branding aligned with national objectives.
Certification Programs
Onboard issuers, acquirers, and processors with EMV-ready device, kernel, and interface certification.
Dispute & Fraud Management
Protect stakeholders with internationally aligned resolution frameworks and monitoring tools.
Card Design & Branding
Define issuer specs, visual identity, and brand guidelines for scheme alignment.
Scheme in a Box
For Governments. Fully Modular. Ready to Launch.
A ready-to-deploy platform that enables governments and regulators to design, launch, and scale domestic card schemes, complete with EMV specs, certification, compliance, and operating rules. No need to start from scratch.
Scheme Framework & Design
Build your own card scheme aligned with global and local standards.
EMV & Certification Tools
Launch with built-in EMV specs, device protocols, and certification flows.
Domestic Switching
Route transactions locally with full control over settlement and clearing.
Compliance & Risk Controls
Set rules for disputes, fraud, governance, and operational integrity.
Onboarding & Ecosystem Enablement
Support issuers, acquirers, and processors with streamlined integration.
Security & Tokenization
Secure transactions with tokenization and layered fraud protection.
Smarter Payments. Built for Every Merchant.
Shukria is a fast, intuitive, and inclusive acquiring platform, from POS to payouts to lending, reimagining how Businesses grow, get paid, and build loyalty.
How Shukria Helps Your Business Grow?
Unified Payment Acceptance
Take payments anywhere
POS, SoftPOS, QR codes, kiosks & Ecommerce
Instant Payouts, Always On
24/7 real-time settlements
Instant disbursements & live, transparent tracking
Financing Made Simple
Get working capital with no paperwork
Credit lines tailored to business performance
Loyalty & Growth Tools
Create promotions, reward repeat customers
Use data insights to scale smarter